Who we are
Horizon Business Solutions (“HBS”, “us”, “we”) on its website (https://hbshorizon.com) or any sub-domain of this website, including but not limited to the Website.
We value your privacy and believe in being transparent about the use of information that we collect from you. We are committed to protecting your personal information from unauthorized access or use. We will use reasonable organizational, physical, technical and administrative measures to protect personal information within our organization. This document is to help you better understand our policies.
- WHY THIS PRIVACY POLICY?
This Privacy Policy is to demonstrate our commitment to the protection of your privacy and your confidential information. We value your privacy and believe in being transparent about the use of information that we collect from you. We use the information collected from you to:
- Provide the best possible service to you.
- To manage your account.
- To provide you with service support.
- To render best of our efforts in delivering better services to you by conducting research and analysis of your use of services.
- How your personal information is protected
- We employ several physical and electronic safeguards to keep your information safe.
- To ensure safety and security, we use our browser encryption to store all of our data on severs in secure facilities, and implement systematic processes and procedures for securing and storing data.
- We limit access to your personal and financial information to only those employees with authorized access who need to know the information in order to perform their jobs.
- we require third parties who perform services for betterment to agree to keep your information confidential.
- Furthermore, if you choose to close your account or your account is terminated with us, we will continue to adhere to the privacy policies and practices outlined here. However, if you maintain an account that you access through our website, you are responsible for protecting and maintaining the confidentiality of your Account ID and Password and restricting access to your computer.
- COLLECTION OF PERSONAL INFORMATION
- To avail our Services, you may require to render your information. The information collected from you by HBS may constitute ‘Personal information’ or ‘sensitive personal data or information’ or Confidential information. Collection of these information is essential for us to meet your requirements in the best possible manner.
- We record the information you provide voluntarily when you download and register in the Website or for Services and, or otherwise, provide to us through message, phone or email.
- We may ask you to provide confidential information including personal information to accommodate your requests.
- HBS will never ask you to confirm any bank account or credit details via email. If you receive an email claiming to be from HBS asking you to do so, please ignore it and do not respond. However, in rare instances to support you and in your best interest HBS may contact you via phone or email.
- In addition, we recommend you to take the following security measures to enhance your online safety by:
- Keeping your account passwords private.
- When creating a password, do not use dictionary words or easily accessible information for example your name, email, address, phone number. We also recommend you to frequently change your password and also avoid using the same password for multiple online accounts.
- PRIVACY STATEMENTS
- We take our responsibility to protect your information very seriously. We use physical, technical and procedural safeguards that comply with applicable legal standards to secure your information from unauthorized access and use, alteration and destruction.
- HBS’s Privacy Policy is abided by domestic Data Security Laws (Information Technology Act, 2000 and Digital Personal Data Protection Act, 2023) and several international and regional Data Security Laws (ex.-GDPR, FADP, CCPA).
- The Privacy Policy is subject to amendments in accordance with the applicable laws and enactments in the various regions of operation.
- You can manage the information provided by you at any time. You have the right to access, rectify or update any information by logging into your account.
- If you believe that we are no longer entitled to use the information provided by you and, or, if you want to delete it/object its processing, you may contact us. However, we may need to retain certain data for record keeping purposes, to ensure completion of transactions or to comply with certain legal obligations.
- We collect information related to your activity on our website such as your login date and time, services used by you, your searches and your interaction with our members.
- You hold the right to withdraw your consent from sharing your information with our third-party service providers from processing your information. However, in cases where to provide you the requisite services, sharing your information with third party is essential, withdrawing your consent shall mean voluntary withdrawal from your registration.
- We might not be able to entertain certain requests to object the processing of personal information, in cases where such requests hinder us to provide our services to you.
- The information, whether Public or Private, available in Public Domain may be freely used, collected and disclosed without your consent.
- HBS takes technical and organizational measures to protect your information against accidental or unlawful destruction or accidental loss, alteration, unauthorized disclosure or access. However, no method of transmission over the internet, and no means of electronic or physical storage, is absolutely secure and thus we cannot ensure or warrant the security of that information.
Your use of and access to the Services is subject to this Privacy Policy and our Terms and Conditions.
Comments
Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
Suggested text: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
Suggested text: If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
Suggested text: If you request a password reset, your IP address will be included in the reset email.
How long we retain your data
Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Suggested text: Visitor comments may be checked through an automated spam detection service.